A sustainable pension solution in partnership with Smart Pension

Smart Pension are a workplace pension provider, delivering pension schemes through their technology platform. Smart Pension takes climate change seriously and so does its green pension funds, tackling it by focusing their investments on those who have strong environmental, social and governance (ESG) credentials. Through the Lumina partnership with Smart Pension, you’ll get exclusive rates on Smart Pension products.

Benefits to employers

Smart Pension use their intelligent software which helps to keep your annual management charges low. Keeping costs low for you as a company and for your employee base.
Easy management keeps administrative tasks quick to run. It’s simple to bulk upload employee data, download reports, access data, and see any errors in payroll. Plus, you can send company branded letters to your workforce.
Offering a green pension not only does good for the planet, but it also helps your company meet any ESG requirements or targets, showing your employees you care about the planet and those who live here.

How it’ll benefit your employees

The default investment option available is only invested in green and sustainable funds, helping to show your employees you care about their sustainability values and making the world a better place.
You’ll be saving your employees money. Smart Pension’s technology allows them to keep management fees low for your employees, plus you have the option to allow your employees to pay their contributions via salary sacrifice.
Smart Pension have a dedicated pension helpline available in both human and digital support – making it easy for your employees to get support whenever they need it.

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    FAQs

    How long does it take for my company pension to transfer to Smart Pension?

    Usually, you can expect this to take between 1-3 months, but the good news is that Smart Pension will support you every step of the way. You’ll be assigned an account manager to ensuring you have all bases covered and are clear on what’s going on throughout the process.

    What is an ESG pension fund?

    An ESG pension fund, otherwise known as a green pension or sustainable pension. Is a pension fund where all investments are made into companies who have a significant ESG credentials.

    How is the sustainable smart growth core invested?

    Every penny in the investment option is invested in a truly sustainable way with Smart Pension, which means that your employees’ pension savings can make a positive difference to society and the planet.